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Personal Banking

We have checking and savings accounts to meet all of your needs — and make it easy to choose the account that is right for you.

Checking

Checking

We have accounts to meet your needs! All of our personal checking accounts come with great standard features.

Standard Features

  • Visa® Debit Card with free foreign ATM transactions*
  • Manage Debit Card / Card Controls
  • Online Banking
  • Online Bill Payment
  • Mobile Banking (message and data rates may apply)
  • Mobile Deposit
  • eStatements / eNotices
  • Mobile Wallet
  • Instant Balance
  • Free Thank You Gift and Money for your old checks and Debit Card**

Bank rules and regulations apply. Minimum opening deposit is only $10. Ask us for details. * No charge for foreign ATM transactions; however, other institutions may impose a fee for the use of their ATMs that are not part of the SUM® Network. ** Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Totally Free Checking

A Free Account for Everyone

  • No minimum balance
  • No monthly service charge
  • No per check charge
Connections Checking

A shared responsibility joint checking account for young adults ages 13–24.

Connections Checking – Young Adult Free Checking

50+ Free Interest Checking

Free for customers 50 and over

  • Free personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
High Interest Checking

An account for those who want higher interest

  • Free personalized checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • No per check charge
  • Only $6 monthly charge if minimum balance falls below $1,500
Savings

Savings

Don't wait another day to enhance your savings and investments! Our products are designed to meet all of your savings goals.

Statement Savings

Get savings and anytime access

  • Earns competitive interest
  • Visa® Debit Card
  • Unlimited deposits
  • Unlimited teller and ATM withdrawals at our location
  • Online Banking
  • eStatements / eNotices
  • Mobile Banking (message and data rates may apply)
  • Mobile Deposit
  • Only $10 to open
  • Minimum balance of $20.00 to avoid $1 monthly maintenance fee
Money Market

High-Yield Savings with easy access

  • Earn competitive interest – higher balances earn higher rates
  • Visa® Debit Card
  • Unlimited deposits
  • Unlimited teller and ATM withdrawals at our location
  • Online Banking
  • eStatements / eNotices
  • Mobile Banking (message and data rates may apply)
  • Only $10 to open
  • No minimum balance or maintenance fee
Certificates of Deposit

Great rates and terms to meet your needs

  • Terms available from three months to four years*
  • Low $1,000 minimum investment
  • Interest may be reinvested into the CD or deposited into another account

* Early withdrawal penalties may apply.

Individual Retirement Accounts

Get an account with tax-saving benefits**

  • Low $1,000 minimum investment
  • Traditional IRA – interest earned is tax-deferred
  • Roth IRA – interest earned is non-taxable
  • Contributions may be tax deductible
  • Free annual statement

** Ask your tax advisor which IRA is best for you.

Please refer to specific account disclosures and fee schedules at account opening for full details. Canton Co-operative Bank is a member of FDIC and also a member of DIF. Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).