Personal Banking
We have checking and savings accounts to meet all of your needs — and make it easy to choose the credit card that is right for you.
Checking
We have accounts to meet your needs! All of our personal checking accounts come with great standard features.
Standard Features
- Visa Debit Card with free foreign ATM transactions*
- Card Controls
- Online Banking
- Online Bill Payment
- Popmoney
- eStatements
- Touchbanking Mobile App (message and data rates may apply)
- Mobile Deposit
- Mobile Wallet
- Instant Balance
- Free Thank You Gift and Money for your old checks and Debit Card**
We reserve the right to substitute a gift of similar value. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $10. Ask us for details. * No charge for the first five foreign ATM transactions per month (unlimited transactions on High Interest Checking); however, other institutions may impose a fee for the use of their ATMs that are not part of the SUM™ Network. ** Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Totally Free Checking
A Free Account for Everyone
- No minimum balance
- No monthly service charge
- No per check charge
50+ Free Interest Checking
Free for customers 50 and over
- Free personalized checks
- Competitive interest
- No minimum balance
- No monthly service charge
- No per check charge
High Interest Checking
An account for those who want higher interest
- Free personalized checks
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if balance falls below $1,500
- No per check charge
- Only $6 monthly charge if minimum balance falls below $1,500
Savings
Don't wait another day to enhance your savings and investments! Our products are designed to meet all of your savings goals.
Passbook Savings
A great way to start saving
- Earns competitive interest
- Unlimited deposits
- Unlimited teller withdrawals at our location
- Only $10 to open
- Minimum balance of $20 to avoid $1 monthly maintenance fee
Statement Savings
Get savings and anytime access
- Earns competitive interest
- Visa® Debit Card
- Unlimited deposits
- Unlimited teller and ATM withdrawals at our location
- Up to six transfers per statement cycle
- Online Banking
- eStatements
- TouchBanking Mobile App
- Mobile Deposit
- Only $10 to open
- Minimum balance of $20.00 to avoid $1 monthly maintenance fee
Money Markets
A tiered rate product with competitive rates and easy access
- Earn competitive interest – higher balances earn higher rates
- Visa® Debit Card
- Unlimited deposits
- Unlimited teller and ATM withdrawals at our location
- Online Banking
- eStatements
- Mobile App access
- Only $10 to open
- Premium Money Market – no minimum or maintenance fee
Certificates of Deposit
Great rates and terms to meet your needs
- Terms available from three months to four years*
- Low $1,000 minimum investment
- Interest may be reinvested into the CD or deposited into another account
* Early withdrawal penalties may apply.
Individual Retirement Accounts
Get an account with tax-saving benefits**
- Low $1,000 minimum investment
- Traditional IRA – interest earned is tax-deferred
- Roth IRA – interest earned is non-taxable
- Contributions may be tax deductible
- Free annual statement
** Ask your tax advisor which IRA is best for you.
Personal Credit Card
We make it easy to choose the credit card that is right for you — Low Rate or Preferred Points Rewards. It's the only card you need.
Low Rate
Features
- No annual fee
- Low introductory rate for the first six months
- Competitive ongoing APR
- 25-day interest-free grace period on all purchases. No grace period on cash advances
Benefits
- 24-hour toll-free live customer assistance at 800-367-7576
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits
- The APR for purchases and cash advances is the same
Other fees may apply and are listed on the downloadable application.
World / Preferred Points Rewards
Features
- Earn one point for each dollar spent, up to 10,000 points per month
- Low introductory rate for first six months
- Competitive ongoing APR
- No annual fee
- 25-day interest-free grace period on all purchases
Benefits
- Redeem points for cash-back, gift cards, travel and merchandise
- To view or redeem points, visit My Preferred Points or call 866-678-5191
- Extraordinary Mastercard® benefits including Cell Phone Coverage, Travel & Lifestyle Services, and more
Other fees may apply and are listed on the downloadable application.
Apply Now
- Download the PDF application
- Type the information and print the application, or print and complete using a blue or black pen. Paper applications are also available at our branch
- Fax your completed application to the Card Service Center at 877-809-9162
Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
Please refer to specific account disclosures and fee schedules at account opening for full details. Canton Co-operative Bank is a member of FDIC and also a member of DIF. Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).