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Home / Mortgages / First-Time Home Buyer Program

First-Time Home Buyer Program*

Your first home. A big step. We’re here to make it easier.

A hand holding a set of house keys

Buying your first home should be exciting—not overwhelming. Our First-Time Home Buyer Program is designed to make getting into your new home simpler, more affordable, and more personal.

Why Choose Our First-Time Home Buyer Program?

  • Personal guidance from an experienced lender — You’ll have a dedicated lending professional to guide you from application to closing.
  • Competitive loan rates — Financing options designed with first-time buyers in mind.
  • Flexible financing options — Choose from fixed-rate or adjustable-rate mortgages to fit your needs.
  • Down payments as low as 3% — And your down payment may be eligible to come from a gift, subject to program guidelines.
  • $500 closing cost credit — A little extra help to make the move into your new home more affordable.

*For individuals who either have not owned a property in 3 years or who qualify under the HUD guidelines. Applies to 1-4 family owner-occupied homes.